A Financial Fast Makes You Richer

A Financial Fast Makes You Richer

Bad spending habits are probably the most significant cause of financial insecurity and poverty. If a person doesn’t tame their spending, they will affect their long-term financial goals negatively. What if you have financial habits you need to break? What do...
Can you report your rent to the credit bureaus?

Can you report your rent to the credit bureaus?

All the three major credit bureaus in America accept rent payment as part of your credit history. These rent payments can be included in your credit history but not by you or your landlord. They have to be reported to Credit Reference Bureaus by third-party...
Piggybacking Credit Repair Explained

Piggybacking Credit Repair Explained

Piggybacking, as a way of improving credit score, is when a person who needs credit repair is listed as an authorized user on another person’s credit card. The card you piggyback to repair credit rating should have a better credit history than your own. The...
How to Pay Off Student Loan

How to Pay Off Student Loan

Student loans in America amounted to a whopping $1.71 Trillion owed by 44.7 million people. These loans are essential for people who can’t afford to pay tuition out of pocket. However, the loans can be financially debilitating, and you need to find a way to pay them....
How to Remove Late Payments from My Credit Report

How to Remove Late Payments from My Credit Report

Late payments are derogatory marks in your credit report and may decrease the prospects of you getting a loan. Unfortunately, these marks remain in your credit report for up to seven years. If you paid your loan on time or the entry has been there for more than seven...