How to Dispute a Credit Report in 4 Easy Steps

How to Dispute a Credit Report in 4 Easy Steps

You should take immediate remedial measures if you find an error in your credit report. When left unattended, errors in credit reports can adversely affect your credit score. Unfortunately, these mistakes aren’t as rare as one would hope. A study by The Federal Trade...
Can Credit Repair Companies Remove Charge Offs?

Can Credit Repair Companies Remove Charge Offs?

A charge-off is a situation where the creditor writes off your account as a loss and stops any future charges on it. It is expected that you would pay for a loan on time when you borrow it. However, if your account gets delinquent for not making your payments, the...
A Brief History of the Three Credit Bureaus

A Brief History of the Three Credit Bureaus

The majority of us have credit reports granted by credit reporting agencies. However, only a few among us are aware of the surprising history of the credit bureaus. The credit reporting agencies we know today were expanded from small, local companies that were...
What Is Credit Repair Software?

What Is Credit Repair Software?

We all know how important credit scores are. An appealing credit score not only enhances your credit approval rate but also makes it possible for you to get loans, even for capital-intensive projects. It does not stop there; I have realized from my experience with...