Piggybacking Credit Repair Explained

Piggybacking Credit Repair Explained

Piggybacking, as a way of improving credit score, is when a person who needs credit repair is listed as an authorized user on another person’s credit card. The card you piggyback to repair credit rating should have a better credit history than your own. The...
How to Pay Off Student Loan

How to Pay Off Student Loan

Student loans in America amounted to a whopping $1.71 Trillion owed by 44.7 million people. These loans are essential for people who can’t afford to pay tuition out of pocket. However, the loans can be financially debilitating, and you need to find a way to pay them....
How to Remove Late Payments from My Credit Report

How to Remove Late Payments from My Credit Report

Late payments are derogatory marks in your credit report and may decrease the prospects of you getting a loan. Unfortunately, these marks remain in your credit report for up to seven years. If you paid your loan on time or the entry has been there for more than seven...
How to Dispute a Credit Report in 4 Easy Steps

How to Dispute a Credit Report in 4 Easy Steps

You should take immediate remedial measures if you find an error in your credit report. When left unattended, errors in credit reports can adversely affect your credit score. Unfortunately, these mistakes aren’t as rare as one would hope. A study by The Federal Trade...
Can Credit Repair Companies Remove Charge Offs?

Can Credit Repair Companies Remove Charge Offs?

A charge-off is a situation where the creditor writes off your account as a loss and stops any future charges on it. It is expected that you would pay for a loan on time when you borrow it. However, if your account gets delinquent for not making your payments, the...