How to Dispute a Credit Report in 4 Easy Steps

How to Dispute a Credit Report in 4 Easy Steps

You should take immediate remedial measures if you find an error in your credit report. When left unattended, errors in credit reports can adversely affect your credit score. Unfortunately, these mistakes aren’t as rare as one would hope. A study by The Federal Trade...
Can Credit Repair Companies Remove Charge Offs?

Can Credit Repair Companies Remove Charge Offs?

A charge-off is a situation where the creditor writes off your account as a loss and stops any future charges on it. It is expected that you would pay for a loan on time when you borrow it. However, if your account gets delinquent for not making your payments, the...
What Is Credit Repair Software?

What Is Credit Repair Software?

We all know how important credit scores are. An appealing credit score not only enhances your credit approval rate but also makes it possible for you to get loans, even for capital-intensive projects. It does not stop there; I have realized from my experience with...
How Long Does It Take to Repair Credit?

How Long Does It Take to Repair Credit?

Credit scores are fragile things, and it’s surprisingly easy to damage them. Those of us who have experienced bad credit know how difficult it can make our lives. Fortunately, it doesn’t take as long as we think to repair our scores when we know how to rebuild credit....
4 Steps to Repair Credit After Bankruptcy

4 Steps to Repair Credit After Bankruptcy

In my line of work, if there is anything I’ve noticed, it’s how hard rebuilding credit after bankruptcy can be. It deals quite a blow to your credit score, but if you follow the right path after bankruptcy, your credit situation could be better than ever in the long...