Does Paying Off Collections Improve Credit Score?

Does Paying Off Collections Improve Credit Score?

During an economic downturn or job loss, it’s normal for people to miss their payment deadlines. When this happens for more than 90 days, the lender may refer the account to a collector, which will remain on the person’s credit record for seven years, but...
How to Use Venmo to Improve Your Credit Score

How to Use Venmo to Improve Your Credit Score

Everyone wants to have a good credit score that will improve their opportunity for financial prosperity. But good credit isn’t easy to come by, as consumers need to work by ensuring their account is in good shape. One of the best ways to improve credit score...
Manifest Money: How to Reach Your Financial Goals

Manifest Money: How to Reach Your Financial Goals

Financial health is key to achieving the overall goals of your life. Everybody is aware of the importance of these financial goals, and they even have them. However, a sizeable percentage of those who only talk about them without a plan to achieve them: the other...
A Financial Fast Makes You Richer

A Financial Fast Makes You Richer

Bad spending habits are probably the most significant cause of financial insecurity and poverty. If a person doesn’t tame their spending, they will affect their long-term financial goals negatively. What if you have financial habits you need to break? What do...
Can you report your rent to the credit bureaus?

Can you report your rent to the credit bureaus?

All the three major credit bureaus in America accept rent payment as part of your credit history. These rent payments can be included in your credit history but not by you or your landlord. They have to be reported to Credit Reference Bureaus by third-party...
Piggybacking Credit Repair Explained

Piggybacking Credit Repair Explained

Piggybacking, as a way of improving credit score, is when a person who needs credit repair is listed as an authorized user on another person’s credit card. The card you piggyback to repair credit rating should have a better credit history than your own. The...